The welfare system is different for those who have reached State Pension age and there are certain benefits that are exclusively available to retired or older people.

Reaching State Pension age can also affect claims for other benefits and you should get advice to find out your benefit entitlement.

Pension Credit is a means-tested benefit that tops up your income. Benefits, earnings, pension income, and savings over £10,000 will be taken into account when calculating your entitlement to Pension Credit.

More information about Pension Credit, application procedures and contact information can be accessed below:

The State Pension is the main retirement benefit and is based on your National Insurance record. Which rules will apply depends on whether you reached State Pension age before or after 6 April 2016.

More information about the State Pension can be accessed below:

Winter Fuel Payment is an annual award of between £100 and £300 to help older people born before a certain date pay heating bills. Those in receipt of State Pension or certain social security benefits will get this automatically, while anyone else that is eligible will need to make a claim.

More information about Winter Fuel Payment, application procedures and contact information can be accessed at nidirect:


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